DATA ERASURE POLICY

C Credit Financing Inc. (the “Company”) recognizes its clients’ right to their privacy, and understands efficient management of data is necessary in its operation of business. The Company adheres to comply with all the existing laws in the Philippines in relation to data privacy such as but not limited to the Data Privacy Act of 2012.

The data we collect are retained. After five (5) years from the termination of our transaction with the clients, the Company shall destroy and dispose of our client’s data in accordance with the accepted procedures under the law. The process includes destruction of data stored in our systems, softwares, and on papers.

Our clients also reserve the right to request that their personal data with the Company be deleted. This can be done if:

  1. The personal data is no longer necessary in relation to the purpose for which it was collected;
  2. The client withdraws its consent; and
  3. The personal data was unlawfully processed;

The Company reserves the right not delete the information if it is needed to meet legal compliances and regulations with the Government, and if the information is being used in a judicial or administrative case against the client.

Data Deletion request

After five (5) years from the termination of our transaction with the clients, the Company shall, on its own initiative destroy or delete its data pertaining to that client. However, the client can request to delete their data if the instances above [(a) to (c)] apply to them, provided there is no compelling reason to do otherwise.

The client can email privacy@ccredit.ph with the subject “Request for data erasure – (NAME) – (nature of transaction with C Credit)” and in the body of the email, to include the reasons pertinent for deletion that is within the requirements/instances above-mentioned.

The client should expect feedback from the Data Privacy Officer within thirty (30) working days from receipt of email.

The destruction of data or personal sensitive information of our clients shall be in accordance with law. This includes deletion of their data in our systems, softwares, and also those that are retained on papers.